Bank & card accounts, transactions and reconciliation
Bank & Card Accounts
Account
Institution
Type
Opening Balance
Current Balance
Actions
Transactions
Date
Description
Amount
Status
Reconciled
Actions
Tax Center
GST / HST / PST tracking & filing history — estimates only
Period
to
Filing History
Period
Collected
ITC / Paid
Net Owing
Filed On
Actions
Fixed Assets
Asset register & straight-line depreciation
Asset Register
Asset
Category
Purchased
Cost
Useful Life
Accum. Depreciation
Book Value
Actions
Receipts
Snap or upload a receipt, then turn it into an expense in seconds
Cash Flow Forecasting
Projected balance from open invoices, bills & recurring costs
90-Day Projected Balance
Warnings
AI Accountant
Offline, rule-based insights from your own books — nothing leaves your device
Ask a question
Revenue vs Expenses — Last 6 Months
⚠️ Anomalies
Top Vendors by Spend
Budget vs Actual — This Month
Monthly Summary
Purchase Orders
Request goods/services from vendors, then convert to a bill on receipt
PO #
Vendor
Date
Expected
Total
Status
Actions
Inventory
Products, stock on hand & cost of goods sold
SKU
Product
Category
Cost
Price
Qty On Hand
Value
Actions
Recurring
Templates that auto-generate invoices, bills & expenses on a schedule
Type
Description
Amount
Frequency
Next Run
Status
Actions
Audit Trail
Every create, edit & delete across this business — kept locally, last 500 events
When
Entity
Action
Record
Reports
Full financial statements & analysis
📈
Profit & Loss
Income vs expenses
⚖️
Balance Sheet
Assets = Liab + Equity
🧮
Trial Balance
Debits vs Credits
👥
Sales by Client
Revenue per client
🏛️
Tax Summary
Estimated obligations
⏳
Aging Report
Outstanding invoice ages
Budgets
Business expense limits by category · Personal budgeting ready
Spreadsheet
Formulas: =SUM(A1:C5) =AVG(B2:B10) =COUNT =A1+B1
A1
Settings
Account and preferences
Business Information
Hides some menus and, for Read-Only, blocks saving changes — a convenience for handing the device to someone else, not real security. Anyone can switch it back.
Preferences
Currency
Default currency symbol
Tax Rate (%)
Default applied to invoices
Invoice Prefix
e.g. INV- or #
Dark Mode
Switch to dark interface
Auto-calculate tax
Add tax automatically to invoices
Overdue reminders
Show banner for overdue invoices
Data
Export All Data
Download as JSON backup
Import Data
Restore from JSON backup
Clear All Data
Permanently delete everything
Sync (via a file you control)
LedgerOS has no server, so this isn't live multi-user sync — it links one backup file on your computer that you save to and load from on demand. Put that file in a Dropbox/Google Drive/iCloud folder to carry it between your own devices. Only one device should write at a time; the last save wins.
Linked File
No file linked yet
Save to Linked File
Write your current data to the linked file
Load from Linked File
Replace current data with the file's contents
Your browser doesn't support this (needs a Chromium-based browser like Chrome or Edge) — use Export/Import above instead.
About LedgerOS
LedgerOS v5.0 — complete privacy-first bookkeeping software for freelancers and small businesses.
Runs entirely in your browser (localStorage). Full double-entry foundation, payroll, estimates, bills, banking, inventory & more.